THE RELATIONSHIP BETWEEN DEPOSITS WITH BANKS AND BANKS’ LOANS DEPENDS ON THE SIZE OF THE BANK (CASE STUDY OF SERBIA)
DOI:
https://doi.org/10.5937/Rev2196051SKeywords:
Bank deposits and loans, small, medium and large banks, SerbiaAbstract
Deposits are the cheapest funds obtained by a bank which are mostly invested in loans. The objective of the paper is to identify if there is any difference in correlation between deposits and loans among commercial banks of different sizes. This paper contributes to the existing banking literature by exploring the strictly regulated banking industry and is one of the few to investigate the correlation between deposits and investments in commercial banking in general.
References
Berger, A. N. 1997 Efficiency of financial institutions: International survey and directions for future research. European Journal of Operational Research, 98, 175-212.
Bologna, Pierluigi 2011 Is there a Role for Funding in Explaining Recent U.S. Banks’ Failures?, IMF, WP No. 11/180, Washington.
National bank of Serbia (2019) Banking sector in Serbia Second Quarter Report 2019, Beograd.
Rose, P. S. 2003 Menadžment komercijalnih banaka, MATE, Zagreb.