OCENA PROFITABILNOSTI BANKARSKOG SEKTORA U SRBIJI
DOI:
https://doi.org/10.56362/Rev23102071RKljučne reči:
profitabilnost, bankarski racio brojevi, ROA, ROE, neto kamatna maržaApstrakt
Profitabilnost banaka je bazič- no pitanje za vlasnike i ključno pitanje za finansijski sistem. Merenje profitabilnosti bankarskog sektora je specifičan zadatak, zbog prirode poslovanja i vrste proizvoda koje nude. Za to se upotrebljavaju sintetički indikatori performansi banke. Profitabilnost banaka u Srbiji je pozitivna, niža u kriznim periodima, i koncentrisana je u nekoliko banaka (Intesa, Unicredit, OTP i NLB). U novim strategijama banaka profitabilnost se više treba bazirati na digitalizaciji i ESG proizvodima. Analiza je značajna za kreatore ekonomske politike, menadžere i istraživače.
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